David B. Schram, J.D. | CFP® | CIMA® | AWMA®
Managing Member and CCO
Dave is an attorney licensed in NY and NJ and has practiced biopharmaceutical patent law for over 20 years. In 2013, he started Elements 5 to pursue another passion—personal finance and investing. Having CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst® and Accredited Wealth Management Advisor℠ designations in addition to his law experience allows Dave to leverage his highly technical, detail-oriented skill set to best serve his clients.
Use of CIMA® mark
The Investments and Wealth Institute™ (formerly IMCA®) is the owner of the certification marks “CIMA®” and “Certified Investment Management Analyst®.” Use of these marks signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for investment management consultants.
Use of CFP® mark
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.